The Oxford Income Letter Review (Is It The Real Deal?)

Hello and welcome to my review of The Oxford Income Letter.

I discovered The Oxford Income Letter after seeing an ad for it online, where its creator, Marc Lichtenfeld, says you could make more than 100% on your savings each year.

Which certainly sounds exciting.

I mean, the idea of earning $10,000 per year from a $10,000 investment, or $100,000 from a $100,000 investment – literally doubling your money with pure passive income – sounds pretty amazing to me.

But is it the real deal? Well, I decided to take a closer look to find out. Because anyone can make bold claims, but whether or not they deliver is another story.

Anyway, what I found was that The Oxford Income Letter is a legitimate newsletter service run by Marc Lichtenfeld, who’s an expert investor, that shows you how to make money from high yield dividends, stocks and bonds. So, long story short, it’s legitimate.

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The Oxford Income Letter could still be worth checking out though, depending on your goals and circumstances, so let’s take a closer at what it’s about and how it works.

What Is The Oxford Income Letter?

The Oxford Income Letter is an investment newsletter created by Marc Lichtenfeld who works with a company called The Oxford Club.

It’s mostly about investing in companies that pay dividends, but Marc also shares his top stock and bond picks, as well as provides a lot of useful investing tips.

What is dividend investing about?

Dividend investing is a type of investing where a person buys shares in a company, and that company pays them a percentage of their profits each year.

For example, if you bought $10,000 worth of company XYZ in the stock market, and that company pays a 4% dividend, you would earn $400 (4% of $10,000) per year.

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Lots of companies pay dividends, but most of them pay around 2-5% (at best). Marc Lichtenfeld, however, says he knows about certain companies that pay a dividend of 100% or more a year.

So that same $10,000 in the previous example could net you $10,000 each year in passive income. And he says that, if you join the Oxford Income Letter (for $49) he’ll share these companies with you. Which, I’ll admit, sounds pretty amazing.

But the truth is, there’s still a fair amount of risk involved with this. Because companies change their dividend payouts all the time. Especially during the kind of market volatility and economic uncertainty that we are seeing right now.

It is actually common for companies to lower dividend yields when they’re earning less or if the stock price goes down. Not to mention, if the company feels that it’s in their best interests to do so, they can stop paying dividends completely, at any point in time.

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So, at best, you’re taking a gamble with something like this. Because if a company reduces or stops paying dividends (happens all the time), it is normally due to them making less money.

And lower earnings often means lower stock prices, too. Which means that if dividends are cut and the stock price falls, you could end up losing a lot more than you may think.

I’m not saying this to put you off. Not at all.

The Oxford Income Letter is a great subscription, and one that is absolutely full of value. And if I was going to listen to anyone about investing in dividends, Marc Lichtenfeld would be at the top of my list. He’s an expert at what he does, and has a great track record.

I’m just making the point here that there IS some risk involved. And I think it’s important to be realistic, and understand these potential risks, before diving in.

How Does The Oxford Income Letter Work?

The way The Oxford Income Letter works is pretty straightforward. The idea is to signup for between $49 to $129 (depending on which membership option you choose) on the The Oxford Club website, which gives you access to the following:

  • Monthly newsletter: Each month, Marc sends you his recommended income opportunities, such as stocks, bonds and dividends, along with some information about why he’s recommending these.
  • Model portfolio: This portfolio includes every stock on Marc’s “buy now” list. He tells you what he recommends buying, at what price and when he recommends selling. And there actually four main portfolios – The Instant Income Portfolio, Compound Income Portfolio, High Yield Portfolio and Blue Chip Bond Portfolio.
  • Weekly updates: When it is time to buy or sell a stock, Marc sends you an email. The email tells you how to act on his recommendation along with an explanation.
  • Website access: All of the emails you get, along with the model portfolio, are archived in the members only website. Which makes it handy to get access to everything in one place.

As you can see, you get a lot of value with this service. When you boil it all down though, there’s really two main core benefits. The monthly newsletters that list a new investment opportunity. And the model portfolio, which shows you every stock Marc currently has on his buy list.

You do get some training, but it’s mostly about just following what Marc is doing.

So, in reality, you’re really putting your faith in Marc Lichtenfeld himself, that his recommendations are going to pay off as well as he says they will.

And maybe they will, but there are no guarantees.

Who Is Marc Lichtenfeld?

Marc Lichtenfeld
Marc Lichtenfeld

Marc Lichtenfeld is the Chief Income Strategist for The Oxford Club, Senior Editor of The Oxford Income Letter, and an expert investor who has made lots of money investing in stocks and dividend paying companies.

He started out at the trading desk at Carlin Equities, before becoming a senior analyst for Avalon Research Group.

Over the years, he has created a lot of success for the companies he has worked with, for those who’ve listened to him, and for himself within his own portfolios.

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According to his bio, Marc’s commentary has appeared in The Wall Street Journal and Barron’s (among others) and he wrote for Jim Cramer’s TheStreet. He has also published a best-selling book called “Get Rich With Dividends: A Proven System for Double-Digit Returns.”

These days, he works with The Oxford Club to help people learn about his investing strategies, the same strategies that made him so successful.

Is Marc the real deal?

Yes, Marc Lichtenfeld is a legitimate investment guru, he’s been doing this for many years and has worked with some of the biggest names in the industry.

He’s also been featured on Fox Business, CNBC and Yahoo Finance and many people speak highly of his newsletters. So he’s definitely legit, and someone who I think is worth listening to.

Is The Oxford Income Letter Legitimate?

The Oxford Income Letter is a legitimate newsletter service run an investing expert and a company with a that could potentially help you make money investing in stocks, bonds and dividend paying companies. And it’s run by a reputable company called The Oxford Club which has been providing high value services in the finance and investing space for decades.

I personally think that for $49, there’s virtually no downside to buying the subscription itself. Especially since there’s a full 365 day money back guarantee. So if you don’t like it, I guess you could always just ask them for a refund.

The risk more comes into play if you follow Marcs advice, and it doesn’t go exactly as planned. For example, if you invest in dividends that stop paying out, no big deal.

That just means less income and you can go elsewhere.

However, if the shares of that same company fall in price, you could lose a big chunk of your investment since, in order to receive those dividend payments, you need to own the shares.

Either way, the truth is, millions of people lose money speculating in the stock market each year. In fact, many experts agree that around 90% of people who invest in the market, end up losing their money. So, while the subscription is legitimate, it’s not risk-free.

Bottom Line

The Oxford Income Letter is an investment newsletter created by Marc Lichtenfeld who works with a company called The Oxford Club.

On one hand, Marc is a very knowledgeable investor who shares a great deal of value with his subscribers. So it’s possible that by following his system could end up making a lot of money.

And the service he provides is absolutely legitimate.

On the other hand, there’s definitely some risk involved with this in my opinion. Because nobody has a crystal ball that can predict the stock market.

In any case, what you decide to do is up to you.

I’m not affiliated with the True Wealth service, so my aim with this review was never to convince you to join, or not join, the service. As always, my aim was to simply share my opinion to help you make a more informed choice either way.