Hello and welcome to my review of Total Wealth Insider.
I discovered Total Wealth Insider while browsing the Banyan Hill website, where Jeff Yastine (the man behind it) says he can show you the best way to hit the million-dollar mark with just one stock.
And that by following his investment strategy and stock picks, you could potentially turn every $10,000 you invest into as much as $1,000,000. Which sounds pretty amazing.
But is it the real deal?
Well, I decided to take a closer look to find out. Because anyone can make bold claims, but whether or not they actually deliver is another story.
Anyway, what I found was that Total Wealth Insider thankfully isn't a scam. It's actually a legitimate newsletter service developed by Jeff Yastine of Banyan Hill, that shows you how to make money investing in the stock market. So it's the real deal.
Would I recommend it?
Well, the truth is, after reviewing 100's of stock picking services over the years, there's really only ONE service I recommend. It showed me how to 4X the S&P 500, invest better, and grow my wealth – without having a degree in finance. And you can see exactly how it works here.
That said, Jeff does share some great insights to help you make money in the stock market. So let's take a closer look at what it's all about, to help you decide if it's right for you.
What Is Total Wealth Insider?
Total Wealth Insider is an investment newsletter service created by Jeff Yastine who works with a company called Banyan Hill. The core benefit of joining is getting access to Jeff's monthly newsletter, where he shares his investment strategy and top stock picks with subscribers.
According to the sales page, Jeff's goal is to help you hit the million-dollar mark with his stock picks. And he does this by sharing the types of stocks he thinks are going to outperform the market based on his years of experience.
For example, he looks at cybersecurity companies and green energy stocks, as well as infrastructure and precious metal investment opportunities. He basically looks at value investments that he says the average investor may never hear about.
So, I'll admit, it sounds pretty amazing. I mean, who wouldn't want to turn $10K into $1 million just by taking someone's advice that they give you in a $47 newsletter subscription.
But the truth is, not everyone who joins Total Wealth Insider is going to make that sort of money. And either way, it’s just as easy to lose money in the stock market as it is to make it.
Regardless of the individual system or person behind it, there's always a risk involved in speculating in the stock market. So it's still a gamble in that respect.
Especially given the incredible amount of uncertainty we are seeing in the markets right now. Even in good times, millions of people lose money speculating in the stock market each year.
In fact, according to most popular estimates, around 90% of people (or more) lose their money in the stock markets. And the shocking part is, that figure includes both new and seasoned investors!
So, when you think about it, you're basically hoping that Total Wealth Insider will help you defy the odds. And maybe it will, but there are no guarantees either.
Don't get me wrong, I do think Total Wealth Insider offers a great deal of value, especially for $47. But I also think it’s important to be realistic, especially since it’s your money on the line.
How Does Total Wealth Insider Work?
The way Total Wealth Insider works is pretty straightforward. The idea is to signup for $47 on Banyan Hill website, which gives you access to the following:
- Monthly newsletter: This is the bread and butter of the subscription. Each month, Jeff sends you his next stock recommendation and a ton of useful insight into the market, what he and his team are working on, the stocks on their watch list and so on.
- Model portfolio: This portfolio includes every stock on Jeff's “buy now” list. He tells you what he recommends buying, at what price and when he recommends selling
- Weekly updates: Each week, on Sunday morning, Jeff updates you on the market, the positions he's taken, and provides a video update on the model portfolio.
- Trade alerts: When it is time to buy or sell a stock, Jeff sends you a trade alert via email to provide you with explicit instructions on what to buy or sell, and for how much.
- Daily briefings: Subscribers also receive the Smart Profits Daily newsletter and Banyan Hill's Great Stuff e-letter, to help you protect your nest egg, grow your wealth, and safeguard your financial well-being.
As you can see, there's a lot of value on offer for $47. When you boil it all down though, there's really two main core benefits of this service.
The first is the monthly newsletters that are sent to you each month, that list a new stock you can invest in. And the model portfolio, which shows you every stock Jeff currently has on his buy list.
You do get some training, but this is mostly about just following whatever Jeff is doing. So, in reality, you're really putting your faith in Jeff Yastine himself, that his recommendations are going to pay off as well as he says they will. Maybe they will, but there are no guarantees.
Although there is a one year money back guarantee, so if you don't like the subscription itself after trying it out for a year, you can call them and ask for your money back.
Who Is Jeff Yastine?
Jeff Yastine is the editor of Total Wealth Insider, and works with a company called Banyan Hill, which publishes many financial and investment based newsletters.
Before working with Banyan Hill, he was an Emmy-nominated anchor and at PBS and was able to interview and learn from some of the biggest names in the investing world, such as Warren Buffet Richard Branson and Michael Dell.
Throughout his career, he is credited with helping identify unique and lucrative investment opportunities in the stock market. From small-cap stocks and large retail companies, to stocks within the biopharmaceutical and agriculture space.
However, most notably, according to his Banyan Hill profile page, Jeff was able to help warn investors about the real estate crisis of the mid-2000s and the unsustainable rise of the 2000 dot-com bubble. And he has reported on a wide range of events that have impacted the economy and investing space, to the point of winning awards and recognition.
Is he the real deal?
Yes, Jeff Yastine is a legitimate investing guru and financial journalist, he’s been doing this for many years and has worked with some of the biggest names in the industry.
I think it's safe to say he has a track record of success and is someone who provides a lot of value to subscribers, which is probably why he has such a strong reputation in the industry.
Is Total Wealth Insider Legitimate?
Total Wealth Insider isn't a scam, it's a legitimate newsletter service that could potentially help you make money investing in the stock market.
And I personally think that for $47 there's not a lot of risk in buying the subscription itself. The risk more comes into play if you follow Jeff's advice, and buy stocks that end up going down.
And since millions of people lose money speculating in the stock market each year, that is absolutely possible.
Not to mention, there are some upsells in store for those who purchase a subscription to Total Wealth Insider. Some of Banyan Hill's more expensive services cost $1,000's.
I’m not saying that makes it a scam or in any way illegitimate.
Not at all. But you should know that Total Wealth Insider is one of many services offered by the company. The lower cost options are $47 – but once you join, they email you about some of the other stuff they sell. But I guess if you use what you learn to make money, it'd be worth it.
Whether or not you should join Total Wealth Insider is something only you can decide.
On one hand, Jeff is a very knowledgeable investor who shares a great deal of value with his subscribers. So it’s possible that by following his system could end up making a lot of money.
And the service he is offering is absolutely legitimate.
On the other hand, there’s definitely some risk involved with this in my opinion.
So I wouldn't join this, or any other service for that matter, without understanding that nothing is guaranteed and that you're not likely to get rich just by joining.
Hope you found this article helpful! My name is Jeff and I'm the creator of Mad Money Stacks. I started this site to help others avoid scams and share honest, legitimate methods of creating wealth in the stock market. Like my top rated service, that shows you how to 4X the S&P 500 and grow your wealth – without having a degree in finance. Go here to learn more.